Key Man Insurance

Key person insurance provides UK businesses with a financial safety net if a key man or woman is lost due to death or critical illness.  The lump sum payout can be used to cover lost revenue, attract a replacement, or ease the transition during this disruption. Ultimately, Keyman Insurance lets you focus on moving forward – not fretting about the bottom line. 

You can find more information on Key Person Insurance here.

Relevant Life Insurance

Relevant Life Insurance offers tax-efficient life insurance for employees of UK businesses. This policy pays out a lump sum to their loved ones if they pass away while employed. Unlike most other life insurance, premiums are tax deductible against corporation tax. Relevant Life also avoids payroll taxes and personal tax for the employee. It’s an affordable way to recruit, retain and protect vital talent that drives your success. Providing these valued team members with Relevant Life cover shows you care about their future and their families.

You can find more information on Relevant Life Insurance here.

Shareholder Protection Insurance

Shareholder protection insurance lets UK business owners safeguard against the loss of a crucial shareholding partner. This policy pays out a tax-free lump sum if a major shareholder passes away or is diagnosed with a critical illness that forces them to leave the company. The payout makes sure the remaining shareholders can buy out the departed owner’s shares. So you avoid potential issues like acquiring new partners with different visions or even dissolving the company entirely. By securing shareholder protection cover, you guarantee continuity and control if the unexpected happens. Making this investment cements partnerships and locks in the shares that shape your business’s future.

You can find out more information on Shareholder Protection here. 

Business Loan Protection

Business loan protection insurance provides a lifeline for UK companies if a key debtor passes away. This policy covers the outstanding balance on a director’s loan or shareholder loan if the individual dies before it’s repaid. So your business avoids scrambling to find substantial cash if tragedy strikes. The payout goes directly towards settling the deceased’s outstanding debt to your company. With business loan protection in place, you can build growth strategies around director lending without worrying about financial disruption if a key leader is lost. This cover allows you to confidently progress, letting vital capital work its magic in your enterprise.

You can find out more about Business Loan Protection here.