Death In Service
Some providers will also allow employees’ partners or spouses to take out their own separate Death In Service policy.
Your company could have various workers essential to profits. A key person is not always the top sales person or “bread winner”.
The cost of Key Man Insurance is based on each individual life assured. It’s calculated much like normal.
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The standard of service from MyKeyMan was first class. They kept me up to date with progress on my Relevant Life Policy, followed up promptly following delays caused by my medical practice being slow in compiling reports, and responded instantly and clearly to any questions I had.
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Our dedicated team are here to offer you expert FCA qualified advice along with 1st class support to make sure the process is fast and simple
Still have questions about Death In Service? Hopefully our FAQ will help:
That depends on the policy. Payouts usually range from 1-4 times the covered employee’s annual salary.
Yes, they can. In fact, you may want to encourage your employees to take out their own Life Insurance to supplement your Death In Service benefit. Death In Service differs from individual life insurance in a few key ways. For example
Thus, while Death In Service is an extremely attractive benefits, individual employees may wish to use their own Life Insurance policy as well depending on their needs and circumstances.
Cover normally ceases when employees reach the state pension age. This is currently 64 years of age for women and 65 for men. If you have employees above this age they may not be eligible.
If you have any further questions we’d be delighted to discuss them with you and help you to find the right cover for your business. Call us today on 020 7112 8844.
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